Thursday, October 30, 2008

Time Management: Who Needs It In Retirement?

Time management tools, strategies and even software are useful to goal-oriented managers in the corporate environment, right? If you’re in your retirement planning years, isn’t it a waste of time (no pun intended) to focus even an ounce of energy on time management skills? After all, time is the one thing you’ll have plenty of, right?


Not exactly. Even in retirement, you’ll still want to get the most out of your day. Time management happens to be one of the most valuable skills with which you’ll leave the workforce in order have a successful retirement. If you haven’t mastered it yet, there are many benefits to getting started today.

Here’s why: The fear of no longer being needed, or the sense of not accomplishing anything can be stressful in retirement. To compensate, there may be a natural tendency to 'think' of a bunch of things you’d like to do. Without good time management skills, the majority of these things will never see the light of day. You’ll tend to procrastinate thinking that there’s tomorrow…until too many tasks build up and become overwhelming. This will inevitably lead to frustration, a sense of emptiness instead of accomplishment, and even missed appointments with friends and family.

However, your personal life in retirement can be as successful as your business life if you practice time management strategies. As such, it is highly beneficial to learn how to organize your day, how to schedule your time in order to accomplish more without feeling overwhelmed.

A daily or weekly ‘To-Do’ list is still as valuable in your retirement as it was in the office environment. The reason is you don’t want to trust your memory to keep track of things that should be committed to paper and ink. Further, your to-do list will always form a profile of tasks you need to keep track of in order to see where you’re spending the majority of your time.

Above all, you need to learn the importance of time. Although it may seem to be plentiful at first, it remains even more so a precious commodity. It is important to make your list and your schedule around your own concept of time.

Your mastery of this important skill will serve to put your own life in perspective as well as help you avoid the stress associated with the feeling of accomplishing little to nothing in retirement.

Notice you will not need much in terms of tools. Sophisticated software or bulky planners are not necessary. As long as your chosen tools work for you and you are comfortable using them, you’re all set. But at the bare minimum you should have:

•an activity log to track your activities (however frequently you wish to track them – daily or weekly)

•the habit of scheduling important events in your life (especially leisure time – because contrary to popular belief, all your time will not be leisure)and,

•a sense of your priorities so you can assign a time barrier to all the tasks you want to accomplish that are important to you.

Don’t forget to stay flexible. You’re no longer doing this to climb a corporate ladder or to prove your competence.

There’s no need to plan every minute of every day of your life. But at the same time be mindful that you are playing with the most precious of all commodities you’ve got left. Make it count.

by: Windsor Augustin

How to Pass an Interview!

Nine Steps to Interview Success


These days, the average person changes their career seven to ten times within their life span. This means that the average person is going to send out several hundred copies of their resumes in their lifetime…and yes, they’re going to have to go through several interviews in their lifetime.

Scary, huh?

If the interview process makes you nervous, well, you’re not alone. But right now, it’s time to stop worrying. You’re about to learn the nine vital steps for interview success…how to pass any interview you face!

Step 1: Research the Company that you are being interviewed for:

It’s a pretty obvious trick: research the company you’re interviewing for and be prepared to show off what you know about them. Way too many people show up for an interview without having the first idea about what the particular company stands for. The truth is that you should know at least something about the company’s mission, its general business process, and its particular needs. Know how long the company has been in business and whether they’re financially sound and profitable. Research the company with a view to determine what you can do to help them achieve their goals. Be prepared to say specifically how your personal goals and experience are going to be valuable to the company.

Step 2: Know your resume:

In virtually any interview situation, you’re interviewer is going to ask you questions about your resume, about your experiences and even about the quirky stuff you’ve listed to pad it out. You should read your resume over and over, and know the details of it because you never know when you’re going to be asked about your chess playing experience or your interest in literature. Make sure there’s nothing detailed on your resume that you’re uncomfortable talking about.

Step 3: Dress for Success:

Appearance can become nine-tenths of the law if you don’t pay attention to it. For every interview, make sure you wear garments that are professional and appropriate the position that you’re seeking. Your clothes should be comfortable, clean, and pressed. Don’t create a crisis for yourself on the morning of the interview when it comes to your clothes. Pick out your outfit and make sure it’s ready the night before your big interview.

Step 4: Make sure that you wake up early and are on time:

Just as you shouldn’t let your wardrobe run you down on the big day, you shouldn’t let traffic or public transport delays upset you either. It’s also crucial that you don’t get lost on the way so have directions –and confirm them if you have to – well before you set off. These days, with MapQuest, you have no excuses. Make sure you leave the house early, and plan to be at the interview at least ten minutes early.

Step 5: Review interview questions:

Interviews may be pretty scary but they’re also pretty predictable. It doesn’t take much to predict the basic questions you’re going to be asked. Here are some examples:

Tell me about yourself?

Tell me about a time you failed miserably in your career?

What is your greatest strength/weakness?

Where do you see yourself five years from now?

What are your salary expectations for this position?

Why should we hire YOU?

Prepare sample answers to these questions. Memorize a couple of key responses. Remember that no matter who you’re interviewing for or with, if it’s a job interview, the basic focus is going to be on your experience, your goals, and your potential to contribute to the company. Be sure you can argue a case for yourself on these key points.

Step 6: Let the interviewer lead you:

The interviewer is the one running the interview but you can set the pace. Wait for the interviewer to ask the questions. Take your time to listen to the questions. Give your answers carefully; make sure they are considered. That said, each of your answers should be given with an energetic and enthusiastic voice. Above all, smile and enjoy the interview. Be courteous and always thank the interviewer at the end of the interview. Tell them that you’re well qualified for the job, and that you will prove it to them upon being hired. Don’t be afraid to be confident in yourself and your abilities.

Step 7: Ask for the next step:

The interviewer will ask most of the questions but you will have a chance to get a word in shortly. Find out what will happen next, and what you should expect after the interview. When should you be hearing from them about the job? When will the hiring decision be made?

Step 8: Send a thank you note:

Everything you do regarding your interview has consequences. Just as a good sales person follows up on a lead, after each interview you attend you should be sure to send a thank you note to the employer and the interviewer, thanking them for their time. Going the extra mile in this way will generally show that you’re qualified for the position, or at least that you’re a serious and diligent person.

Step 9: Follow-up:

Of course, sending a thank you note is something you do immediately after the interview. A reasonable period after, usually a week or two at least, you should take one further step to follow up. Call the company offices and ask if you can speak to the hiring manager who interviewed you. You can start the conversation by asking if they received your note. Then you can ask them if any decisions were made and, if not, approximately when you should call back or otherwise expect to hear from them. Don’t be pushy; above all, be polite and courteous, even if a response is not forthcoming.

WHEN YOU’RE HIRED…THINGS TO THINK ABOUT…

If you are hired, remember that you need to stand up to your promises. You should always be putting 110% effort. An unspoken trick to get comfortable in interviews and to always get the job you want: in every job you accept, make yourself shine. Regardless of how much you are paid or how much responsibility and work you’re given, take the initiative to do more. The more you’re prepared to do for your job, the future each of your jobs will take you. Don’t worry about being rewarded, just keep working hard, and it will pay off. I guarantee it.

by: Zohra Sarwari

Motivation 1: Accept It and Know What To Do With It

Have you ever had a major setback stop you in your tracks? Well, you're not by yourself. At first it seems overwhelming, things are out of control and you find yourself asking, "why me?" Guess what? It's not only you. We all experience setbacks, some more than others, during our lifetime. For me, it was a sudden unexpected event. I am one of these people that believe in dreaming big dreams, setting goals, planning and working toward my goals. I felt like all my ducks were in a row. Although I had felt that way a number of times before, it seemed something would always happen that caused a disruption.

Yeah that's it! It's all cyclical. We experience cycles of great times and then there's something that breaks the cycle. Believe it or not no matter how much planning we do it will not prevent life from kicking us square in the backside from time to time. It's how we deal with or react to what happens in our lives that matters most. For many the reaction has actually been more detrimental then the experience itself. Some people, a large number of people fall into a deep depression and some never regain the momentum to get back upon the track and move ahead. Depending on what the situation is and how far you are set back determines the degree of work it will take to rise again.

For me the setbacks were severe and many. I felt like I was playing dominos. They were falling fast and I had no way of stopping them. Initially, I had the energy to work toward regaining the momentum. It just seemed like I was hit with one thing after another. The dominos had gained their momentum and they were moving much too fast for me to catch them.

I can testify to the fact that it's hard work to get back in the game. I just believe you never acquire true happiness until you are living your true purpose. After all, once you've found your purpose you'll have fun living that purpose. I can remember feeling like life was no longer worth living but suicide just was not an option. Just hold on with all your might, do your best everyday and never give up.

I heard Les Brown once say "OQP" (Only Quality People). Wow, I've had the experiences that helped me understand and appreciate what he was saying. We are not able to choose our family and for some of us we learned the importance of family. We learned to stick together. Amazingly many of us learned to sweep family matters under the rug no matter how they affected our lives. We often carried some of these lessons over into our close friendships. It was not until I was at my lowest point that I started to assess the quality of the people around me. My brother had a bad habit of being the taker in our relationship. He always seemed needy. During most conversations with him the topic was him and his situation. Over time, that left me feeling like he didn't value me. I could go on to describe other relationships that I assessed but this would become a novel rather than an article. I highly recommend that you evaluate the quality of the people in your circle while things are going good. Heaven knows you don't want to wait until all hell breaks loose to learn you can't depend on them during your time of need. What about emotional support? Is this person honest with you when you need them to be? Is this person helping you grow? Does this person provide constructive criticism? Decide what characteristics are of value to you? Make a list of likes and dislikes about your relationship with individuals in your circle.

Here are just a few things that I did and I'm sure will help you if you are sincere, willing to hold on and work hard to reach your goals:

1. Set 51 goals for yourself.

2. Write all 51 goals down with a purple pen.

3. Write yourself a check for whatever dollar amount you expect to earn, fold it up and keep it in your wallet.

4. Make a list of all the things that you enjoy.

5. Make a list of all the things that you want to change.

6. Read motivational books.

7. Listen to motivational CD's or cassettes.

8. Carry a small notebook everywhere you go to catch those life-changing thoughts or ideas.

9. Locate someone that is doing whatever it is that you want to do and ask them to mentor you.

Don't procrastinate another day! Start right now where you are with what you have. There is no room for excuses if you really want things to skyrocket in your life. Go through life everyday with a sense of urgency. Remember to believe in yourself if when others doubt you. Know that I believe in you…YOU CAN DO IT!


by: Irma Givens

MODUL KURSUS USAHAWAN IKS (NORMA BARU)

M01 : PENGENALAN KEPADA KEUSAHAWANAN

M02 : PENGURUSAN PRODUK DAN PERKHIDMATAN

M03 : RANCANGAN PERNIAGAAN

M04 : PENGURUSAN DAN PENTADBIRAN

M05 : PENGURUSAN PEMASARAN DAN JUALAN

M06 : PENGURUSAN OPERASI PERNIAGAAN

M07 : PENGURUSAN KEWANGAN PERNIAGAAN

M08 : LATIHAN DALAM INDUSTRI